
Trust in the safety of Vanilla Gift Virtual Accounts and use with confidence at your favorite online, phone, or mail order retailers.
Funds are ready to use within 24 hours.
Shop online nationwide everywhere Visa debit cards are accepted.
No fees when you shop – spend your money on what counts.
Use your Vanilla Gift Virtual Account for online, phone, and mail order purchases.
No personal information or credit check required.*
*This is not a credit card.
Funds do not expire. Use Vanilla Gift Virtual Account on your own timeline.
Merchants cannot determine your Virtual Account balance. If you try to purchase an item greater than your balance, your account may be declined.
Be sure to print or safely store your account number, expiration date, security code and Customer Care phone number. This will ensure you can sign in to your account if you lose your Vanilla Gift Virtual Account confirmation email.
Depending on the merchant, if an item costs more than your account balance you may be able to use a second payment method, such as a credit card, for the difference. Not all online merchants accept "split" transactions.
For more information regarding your Vanilla Gift Virtual Account, consult your Cardholder Agreement or read the FAQs on our Help page.